{
  "updated": "сентябрь 2026",
  "note": "Тарифы на сентябрь 2026, ориентировочно. Уточняйте в банке.",
  "offers": [
    {
      "id": "tbank",
      "bank": "Т-Банк",
      "tariff": "Простой",
      "fee": 490,
      "freePayments": 0,
      "paymentPrice": 49,
      "cashIn": "бесплатно до 100 000 ₽/мес в банкоматах Т-Банка, далее 0,3%",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 1.2,
      "url": "https://www.tbank.ru/business/rko/",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/tbank/"
    },
    {
      "id": "sber",
      "bank": "Сбер",
      "tariff": "Сбер Бизнес Прайм",
      "fee": 0,
      "freePayments": 5,
      "paymentPrice": 40,
      "cashIn": "бесплатно до 50 000 ₽/мес, далее 0,3% через бизнес-карту, 1% через кассу",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": null,
      "url": "https://www.sberbank.ru/ru/s_m_business/bankingservice/rko",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/sberbank/sber-biznes-praym-dlya-ip-i-ooo/"
    },
    {
      "id": "alfa",
      "bank": "Альфа-Банк",
      "tariff": "Простой",
      "fee": 0,
      "freePayments": 999,
      "paymentPrice": 0,
      "cashIn": "1%",
      "incomingPct": 1,
      "incomingMax": 750000,
      "acquiringRate": 1.99,
      "url": "https://alfabank.ru/sme/tariffs/",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/alfa-bank/prostoy/"
    },
    {
      "id": "vtb",
      "bank": "ВТБ",
      "tariff": "На старте",
      "fee": 0,
      "freePayments": 5,
      "paymentPrice": 150,
      "cashIn": "1%, мин. 150 ₽ через бизнес-карту; 1%, мин. 375 ₽ через кассу",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 1.3,
      "url": "https://www.vtb.ru/small-business/raschetno-kassovoe-obsluzhivanie/",
      "checked": "2026-09-14",
      "source": "https://www.banki.ru/products/rko/vtb/na_starte_26/"
    },
    {
      "id": "tochka",
      "bank": "Точка",
      "tariff": "Ноль",
      "fee": 0,
      "freePayments": 999,
      "paymentPrice": 0,
      "cashIn": "80 ₽ за каждые 10 000 ₽",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 2.5,
      "url": "https://tochka.com/tariffs/ip/",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/tochka/nol/"
    },
    {
      "id": "modulbank",
      "bank": "Модульбанк",
      "tariff": "Стартовый",
      "fee": 0,
      "freePayments": 999,
      "paymentPrice": 0,
      "cashIn": "бесплатно (часть агрегаторов указывает 0,5%)",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 1.35,
      "url": "https://modulbank.ru/tariffs",
      "checked": "2026-09-14",
      "source": "https://tarify-rko.ru/otkryt-raschetnyi-schet/modulbank-ao-kb-online-business-dlya-ip-ooo-rko-tarify-yuridicheskih-lic"
    },
    {
      "id": "sovcombank",
      "bank": "Совкомбанк",
      "tariff": "Ноль на старте",
      "fee": 0,
      "freePayments": 5,
      "paymentPrice": 99,
      "cashIn": "от 0,15%",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 0.9,
      "url": "https://sovcombank.ru/business/rko",
      "checked": "2026-09-14",
      "source": "https://www.sravni.ru/bank/sovkombank/rko/"
    },
    {
      "id": "raiffeisen",
      "bank": "Райффайзен Банк",
      "tariff": "Суперноль",
      "fee": 0,
      "freePayments": 999,
      "paymentPrice": 0,
      "cashIn": "0,99%",
      "incomingPct": 0.99,
      "incomingMax": null,
      "acquiringRate": 1.6,
      "url": "https://www.raiffeisen.ru/business/tariffs/",
      "checked": "2026-09-14",
      "source": "https://tarify-rko.ru/otkryt-raschetnyi-schet/raiffeisen-bank-dlya-ip-ooo-tarify-online"
    },
    {
      "id": "psb",
      "bank": "ПСБ",
      "tariff": "ПСБ Старт",
      "fee": 0,
      "freePayments": 3,
      "paymentPrice": 199,
      "cashIn": "бесплатно до 1 000 000 ₽ в банкоматах ПСБ, далее 0,15%",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 0.9,
      "url": "https://www.psbank.ru/Business/RKO",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/psb/"
    },
    {
      "id": "akbars",
      "bank": "Ак Барс Банк",
      "tariff": "Первый шаг",
      "fee": 490,
      "freePayments": 3,
      "paymentPrice": 119,
      "cashIn": "0%",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": null,
      "url": "https://www.akbars.ru/business/rko/",
      "checked": "2026-09-14",
      "source": "https://www.sravni.ru/bank/ak-bars/rko/ip/"
    },
    {
      "id": "uralsib",
      "bank": "Уралсиб",
      "tariff": "Стартовый",
      "fee": 0,
      "freePayments": 5,
      "paymentPrice": 199,
      "cashIn": "1%",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 1.5,
      "url": "https://www.uralsib.ru/business/rko",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/uralsib/"
    },
    {
      "id": "ozon",
      "bank": "Озон Банк",
      "tariff": "Начальный",
      "fee": 0,
      "freePayments": 5,
      "paymentPrice": 49,
      "cashIn": "нет данных (снятие наличных до 5 000 000 ₽/мес бесплатно)",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": null,
      "url": "https://finance.ozon.ru/business/rko",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/ozon/"
    },
    {
      "id": "mts",
      "bank": "МТС Банк",
      "tariff": "Старт с 0",
      "fee": 0,
      "freePayments": 7,
      "paymentPrice": 99,
      "cashIn": "1%",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 0.95,
      "url": "https://www.mtsbank.ru/factory/malomu-biznesu/obsluzhivanie-raschetnogo-scheta-dlya-ip-tarify/",
      "checked": "2026-09-14",
      "source": "https://1000bankov.ru/rko/tarify/mts/start-s-0/"
    },
    {
      "id": "gazprombank",
      "bank": "Газпромбанк",
      "tariff": "Только необходимое",
      "fee": 550,
      "freePayments": 7,
      "paymentPrice": 69,
      "cashIn": "от 0%",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": null,
      "url": "https://www.gazprombank.ru/small_business/",
      "checked": "2026-09-14",
      "source": "https://www.sravni.ru/bank/gazprombank/rko/ip/"
    },
    {
      "id": "delobank",
      "bank": "Дело Банк",
      "tariff": "ДелоЛайт",
      "fee": 990,
      "freePayments": 10,
      "paymentPrice": 69,
      "cashIn": "бесплатно до 50 000 ₽/мес, далее 0,15%, мин. 99 ₽",
      "incomingPct": 0,
      "incomingMax": null,
      "acquiringRate": 2,
      "url": "https://delo.ru/rko-dlya-ip",
      "checked": "2026-09-14",
      "source": "https://bankiros.ru/bank/delobank/rko"
    }
  ]
}